Being the owner of your own beauty salon is likely to be something that you dreamed about and worked hard to achieve for many years. How awful would it be, then, for it to be snatched away from you with one single compensation claim, brought against you by an injured customer? It is too terrible to consider, which is why you need to ensure that you are fully protected via proper beauty salon insurance.
If there is one type of business that has branched out in recent years, offering a far broader range of services, then it’s beauty salons. Certified to carry out procedures such as anti-wrinkle injections and laser hair removals, the average beauty salon is at far more risk than ever when it comes to the potential risk of injured clients making compensation claims.
It is also necessary to consider other risks that make your beauty salon vulnerable. A claim could be brought against you by an injured member of staff. Additionally, your premises and the contents of your business could be damaged or stolen, be it through theft, fire, accidental damage or any other means.
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Beauty salon insurance – total protection policy
A multi-faceted insurance policy is essential for adequate protection:
- Employers’ liability insurance:- covers any damages, legal costs and expenses, should an employee get injured.
- Public liability insurance:- covers any damages, legal costs and expenses in the event of a customer getting injured or their property getting stolen/damaged.
- Product liability insurance:- covers any damages, legal costs and expenses in the event of customer illness/death because of your products and/or services.
- Business contents insurance:- cover against the theft / damage of your business’ contents.
- Loss of income insurance:- covers the loss of income that occurs whilst waiting for an insurance payout.
Having to secure such a variety of insurance types defines just how at risk a beauty salon is – far more than the majority of other businesses. Securing proper insurance is an essential part of protecting both your livelihood and your peace of mind.
Perfect Products Combined with Top Customer Service
When it comes to beauty salon insurance, a ‘one size fits all’ approach is never advisable. Too little cover and you’re at risk, too much cover and you’re paying over the odds. At Shopinsurance.co.uk we tailor each policy to the exact requirements of each client. In doing so we ensure that the premiums we charge represent outstanding value.
And all our products are backed up by our outstanding customer service.
Our representatives are always contactable to assist and advise you – Monday – Friday 9:00 – 17:00 or email us your question to firstname.lastname@example.org and we will get back to you Monday – Friday 9:00 – 17:00 To find out more, call us today on 0121-628 9494.