What Unforeseen events does a Shop Insurance Policy cover me against

The following unforeseen major events are covered by a shop policy. Some perils are optional and can be added to the cover for an additional premium:

    1. Fire
    2. Lightning
    3. Storm or Tempest
    4. Flood
    5. Bursting or Overflowing of water tanks, apparatus or pipes
    6. Impact by any vehicle (or goods falling from them) or animal
    7. Explosion
    8. Aircraft and other aerial devices or articles dropped there from
    9. Riot, Civil commotion, Strikers, Locked-Out workers or Persons taking part in Labour disturbances
    10. Malicious persons
    11. Earthquake
    12. Water discharged or leaking from the automatic Sprinkler installation(s) in the premises
    13. Theft or attempted theft
    14. Employers Liability
    15. Public & Products Liability

Optional covers

  1. Accidental Damage
  2. Subsidence or Land Heave
  3. Terrorism Cover


To get an instant tailored policy to cover your needs please simply click on the GET QUOTE button!


If you require further information then please call us on 0121 6289494  Monday – Friday 9:00 – 17:00

Or Email us: info@shpoinsurance.co.uk