The policy covers your:
- Premises – Buildings rebuilding costs / Re-instatement Value
- Fixtures and fittings including
- Business equipment
- Electronic Office and Computer Equipment
- Electronic tills and Scales
- Tenants improvements costs
- Stock
- Including Seasonal increases in stock value
- Goods held in trust for your clients
- Shop Front Glass
- Money on Premises or while in transit to the Bank
- Personal Accident & Assault
- Goods in transit – for example collecting your goods from Cash & Carry
- Business Interruption – 12 Months
- Loss of Liquor Licence
- Legal Expenses
- Employers Liability (Work related accident/injury claims )
- Public Liability / Customers – Trip & Slip incidents
- Products Liability (Products that you sell may cause injury to customers)
- Treatment Risks
